Free
2024/25
Expat Healthcare Cost Estimator
Private international health insurance is one of the biggest ongoing costs for UK expats. This guide shows typical premium ranges by age and destination — and explains what each tier covers.
Your profile
Select your age and destination region.
Under 35
35–49
50–59
60–69
70+
Europe
SE Asia
Middle East
Americas
USA incl.
No (exclude)
Yes (add ~40–80%)
Just me
Me + partner
Me + partner + children
Key providers for UK expats
- Cigna Global
- AXA – PPP (now Bupa Global)
- Allianz Care
- Vitality Global / MSH
- William Russell
- April International
- Now Health International
Select your profile to see estimates.
What do the cover tiers include?
🥉 Essential / Budget
- In-patient hospital treatment
- Surgery and anaesthesia
- Emergency evacuation
- Out-patient consultations
- Dental and optical
- Mental health cover
Good for: healthy individuals in countries with good state hospitals
🥈 Mid / Standard
- In-patient hospital treatment
- Out-patient consultations (limited)
- Specialist referrals
- Emergency evacuation
- Some mental health cover
- Dental (add-on available)
Good for: most expats in typical destinations
🥇 Comprehensive
- Full in + out-patient
- Specialist and diagnostics
- Dental and optical
- Mental health cover
- Maternity (waiting period)
- Emergency evacuation
Good for: families, those with health conditions, USA cover