Investment Wrapper Comparison

Compare the four main investment wrappers available to UK expats — SIPP, ISA, General Investment Account and Offshore Bond. See tax treatment, access rules and projected after-tax growth over 20 years.

Your situation

Current status

Investment amount

Annual return (gross, before tax)

Investment horizon (years)

Income tax rate in retirement

UK income tax rate now

Annual contribution (optional)

For SIPP: limit is £60,000/yr or 100% UK earnings. ISA: £20,000/yr (UK residents only).

20-year after-tax value

SIPP (net)

£0

ISA (net)

£0

GIA (net)

£0

Offshore Bond (net)

£0

Feature comparison

Feature	SIPP	ISA	GIA	Offshore Bond

Investment Wrapper Comparison

Your situation

20-year after-tax value

Feature comparison

Expat-specific considerations