Pension Transfer Analyser

Keep your pension in the UK (SIPP/workplace) or transfer abroad (QROPS/ROPS)? This tool compares both options across 8 key dimensions — tax, fees, death benefits, currency risk and more.

Your pension details

Total pension value

Pension type

Defined Contribution

Defined Benefit (Final Salary)

Your destination country

UK income tax rate (if drawing in UK)

20%

40%

45%

Annual QROPS fee offered (% of fund)

%/yr

Compare carefully with SIPP platform fee (typically 0.15–0.45%/yr).

Years until you draw income

Expected annual investment return

%/yr

Enter your details to see the analysis.