Premium
2025/26
Pension Scam Risk Audit
Tick every warning sign you have encountered. The audit scores your situation against 12 FCA ScamSmart red flags and tells you exactly what action to take — before you sign anything.
Risk score
Based on FCA ScamSmart & TPR warning signs
No red flags identified
Clear
No classic warning signs were selected. This doesn't guarantee the offer is legitimate — always verify the adviser on the FCA register and take independent advice before any pension transfer.
Your findings
Tick warning signs on the left to see your personalised report here.
This is guidance, not regulated financial advice. The Pension Scam Risk Audit is an educational tool based on FCA ScamSmart and The Pensions Regulator (TPR) warning sign frameworks. A high risk score does not confirm a scam; a low score does not confirm an offer is safe. Always verify any firm or individual on the FCA Financial Services Register before proceeding with a pension transfer. If you suspect fraud, contact Action Fraud on 0300 123 2040 or report online at actionfraud.police.uk.