Free
2025/26
UK take-home pay calculator
See what actually lands in your account after income tax and National Insurance. Useful for comparing a UK salary with an offer abroad.
What your salary actually pays you
Gross means nothing. This shows you what lands in your account each month after tax and National Insurance — useful when comparing offers at home or abroad.
Your salary
Based on England, Wales & Northern Ireland rates.
£
Yes
No (e.g. abroad / over pension age)
Many expats working abroad no longer pay UK NI — toggle this to compare.
This assumes a standard tax code with the full personal allowance and no pension salary sacrifice. Scotland has different income tax bands — not modelled here.
Your take-home
After tax and National Insurance
Monthly take-home
£0
£0
Annual net
0%
Effective tax + NI rate
Gross salary£0
Personal allowance£0
Income tax–£0
National Insurance–£0
Take-home (year)£0
Guidance, not advice. Estimate based on standard 2025/26 rates (rUK), full personal allowance, no salary sacrifice, student loan or other deductions. Your real pay may differ. Not regulated tax advice.