Tax-Loss Harvesting Abroad
Identify harvestable losses, calculate tax savings, manage wash sale rules across US and foreign accounts, and plan year-end portfolio rebalancing.
Portfolio Holdings
Rules for Expats
Wash Sale Rule (30 days): You cannot repurchase a "substantially identical" security within 30 days before or after a loss sale. This applies across ALL your accounts — including foreign brokerage accounts.
$3,000 Ordinary Income Offset: Net capital losses above gains can offset up to $3,000 of ordinary income per year. Remainder carries forward indefinitely.
PFIC Complications: If your foreign holdings are PFICs, harvesting losses is more complex. Default PFIC regime doesn't allow ordinary loss treatment — only excess distribution method.