A. Your Retirement Profile
B. Income Sources (Year 1 of Retirement)
C. UK Tax Estimate (Year 1)
This is a simplified UK Income Tax estimate for a non-UK resident receiving UK-source income. Actual tax depends on your full income picture, DTA reliefs, and specific tax advice.
| UK Personal Allowance (2025/26)Non-UK residents retain PA unless on worldwide income over £100k | £12,570 |
| UK taxable income (estimated)State Pension + DB + DC + rental + dividends — not ISA | £0 |
| Income above Personal Allowance | £0 |
| Basic rate tax (20%, up to £37,700) | £0 |
| Higher rate tax (40%, above £50,270) | £0 |
| Estimated UK Income Tax | £0 |
| Estimated net income after UK tax | £0 |
Gap vs Target
Total gross income£0
Estimated UK tax£0
Net income after tax£0
Annual spending target£0
Annual surplus / deficit£0
D. 10-Year Retirement Income Projection
Assumes inflation grows your spending target annually, State Pension increases by 2.5% (triple lock average), DC pot grows at your stated return and depletes by drawdown amount.
| Age / Year |
State Pension (£) |
DB Pension (£) |
DC Drawdown (£) |
Other income (£) |
Total gross (£) |
Est. UK tax (£) |
Net income (£) |
Target spend (£) |
Surplus/deficit |
DC pot (£) |
E. Assumptions & Planning Notes
Disclaimer: This workbook provides rough estimates only. UK tax calculations are simplified and do not reflect DTA relief, pension commencement lump sums, or all available allowances. Always work with a qualified cross-border financial adviser. 2025/26 figures used throughout.
Save as PDF: Ctrl+P (⌘+P) → Save as PDF → margins: Minimum → Save.
Values are not stored on any server. Print to PDF to save your work.