Free
£0
Always free
Try all the core calculators with no commitment.
- Take-Home Pay calculator
- State Pension forecast
- NI top-up checker
- IHT estimator
- Cost of Living (18 cities)
- Country Guides (17 destinations)
- Quick residency check
- Full SRT test
- Premium tools
- Downloads
Starter
£19
One-off · no subscription
The three tools most expats need first.
- Everything in Free
- Full Statutory Residence Test
- Pension Scam Risk Audit
- Destination Tax Planner
- Moving Abroad Planner
- Retirement Income Planner
- Split-Year Planner
- Action Plan
- 10 downloadable guides
Most popular
Premium
Every tool. The complete expat financial toolkit.
- Everything in Starter
- Moving Abroad Planner (8 steps)
- Retirement Income Planner
- Split-Year & Departure Planner
- Personalised Action Plan
- Work/Retire Abroad eligibility
- Downloadable PDF guides
- Adviser referral discount
Best value
Expat Bundle
£99
One-off · no subscription
Everything + 10 downloadable guides + adviser referral.
- Everything in Premium
- 📄 50-Point Pre-Departure Checklist
- 📄 HMRC Split-Year Briefing (PDF)
- 📄 Moving Abroad Budget Workbook
- 📄 Destination Tax Summary Guide
- 📄 NI Contributions Abroad Guide
- 📄 Expat Banking & FX Playbook
- 📄 Pension Red Flags Reference Card
- 📄 Country Visa Quick Reference
- 📄 Retirement Income Workbook
- 📄 Adviser Briefing Template
- 🤝 Vetted adviser referral + discount
Less than a 20-min adviser call
🔒 Secure checkout — Lemon Squeezy
⚡ Instant access — key emailed immediately
💳 Card, PayPal, Apple Pay, Google Pay
🌍 VAT/GST handled automatically
📧 support@expatcompass.com
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Expat Bundle — document library
10 expert guides — written from first principles
We went through every major expat book, HMRC manual and FCA guide so you don't have to. Everything is updated for 2025/26 and distilled into actionable, print-ready documents.
50-Point Pre-Departure Checklist
Every financial, legal and administrative action before you leave the UK. Organised by timeline: 6 months, 3 months, 1 month, departure day.
HMRC Split-Year Briefing
Plain-English explanation of Cases 3, 4, 6 and 8. What each means, the conditions, and a one-page summary to take to your adviser.
Moving Abroad Budget Workbook
Complete spreadsheet: one-off moving costs, ongoing monthly costs, FX, housing, healthcare — with built-in formulas and a 5-year projection table.
Destination Tax Summary (17 Countries)
Income tax, CGT, wealth tax and IHT equivalent for all 17 destinations — plus UK DTA status and the key visa route for retirees and nomads.
NI Contributions Abroad Guide
How to pay Class 2 NI while abroad, deadlines, what years cost, the State Pension payback calculation, and how to apply via HMRC CF83.
Expat Banking & FX Playbook
How to choose an FX provider, when to use forward contracts, how to open a bank account abroad, and a comparison of Wise vs OFX vs Currencies Direct.
Pension Red Flags Reference Card
The 12 FCA ScamSmart red flags explained in plain English. Print this and keep it with you when any adviser approaches you about your pension.
Country Visa Quick Reference
17-country visa comparison: income threshold, duration, work rights, tax residency trigger, and official application URL — all in one table.
Retirement Income Workbook
Year-by-year income planning table covering all sources: DB, DC drawdown, State Pension, ISA, rental. Includes the 4% rule, safe withdrawal rate scenarios, and gap analysis.
Adviser Briefing Template
Fill in your numbers once — income, pension, property, savings, destination, timeline — and walk into your first adviser meeting prepared. Saves you 30 minutes of expensive adviser time.
Full feature comparison
| Feature | Free | Starter £19 |
Premium £49 |
Bundle £99 |
|---|---|---|---|---|
| Free tools | ||||
| Take-home pay, State Pension, NI top-up, IHT | ✓ | ✓ | ✓ | ✓ |
| Cost of Living (23 cities) | ✓ | ✓ | ✓ | ✓ |
| Country Guides (17 destinations) | ✓ | ✓ | ✓ | ✓ |
| Starter tools | ||||
| Full Statutory Residence Test (HMRC SRT) | — | ✓ | ✓ | ✓ |
| Pension Scam Risk Audit (12 FCA red flags) | — | ✓ | ✓ | ✓ |
| Destination Tax Planner (17 countries) | — | ✓ | ✓ | ✓ |
| Premium tools | ||||
| Moving Abroad Planner (8 steps + charts) | — | — | ✓ | ✓ |
| Retirement Income Planner (year-by-year) | — | — | ✓ | ✓ |
| Split-Year & Departure Planner | — | — | ✓ | ✓ |
| Personalised Action Plan (tick-off list) | — | — | ✓ | ✓ |
| Work/Retire Abroad eligibility checker | — | — | ✓ | ✓ |
| Expat Bundle — downloads & adviser | ||||
| 50-Point Pre-Departure Checklist | — | — | — | ✓ |
| HMRC Split-Year Briefing | — | — | — | ✓ |
| Moving Abroad Budget Workbook | — | — | — | ✓ |
| 7 more expert PDF guides | — | — | — | ✓ |
| Vetted adviser referral + consultation discount | — | — | — | ✓ |